Auto Loan Calculator
Use this auto loan calculator entirely in your browser.
Amount financed: $25,000.00
Total interest: $3,999.20
Visual summary
Vehicle-loan balance and interest over time
Compare principal and interest, see how each payment interval changes, and follow the projected balance to payoff.
Total repayment
Principal and interest payments
Payoff projection
| Period | Principal paid | Interest paid | Remaining balance |
|---|---|---|---|
| Start | $0.00 | $0.00 | $25,000 |
| 3 mo | $1,080 | $369.62 | $23,920 |
| 6 mo | $1,097 | $353.33 | $22,823 |
| 9 mo | $1,113 | $336.80 | $21,710 |
| Year 1 | $1,130 | $320.02 | $20,580 |
| 15 mo | $1,147 | $302.98 | $19,433 |
| 18 mo | $1,164 | $285.69 | $18,269 |
| 21 mo | $1,182 | $268.14 | $17,087 |
| Year 2 | $1,200 | $250.32 | $15,887 |
| 27 mo | $1,218 | $232.24 | $14,670 |
| 30 mo | $1,236 | $213.88 | $13,433 |
| 33 mo | $1,255 | $195.25 | $12,179 |
| Year 3 | $1,274 | $176.33 | $10,905 |
| 39 mo | $1,293 | $157.13 | $9,612 |
| 42 mo | $1,312 | $137.64 | $8,300 |
| 45 mo | $1,332 | $117.86 | $6,968 |
| Year 4 | $1,352 | $97.78 | $5,616 |
| 51 mo | $1,373 | $77.39 | $4,243 |
| 54 mo | $1,393 | $56.70 | $2,850 |
| 57 mo | $1,414 | $35.70 | $1,436 |
| Year 5 | $1,436 | $14.38 | $0.00 |
Calculations happen locally in your browser.
How to use this calculator
- Enter the labelled values and review the live result.
- Review the live result and use Copy result when you need to share it.
How the calculation works
The standard amortizing-loan formula converts price less down payment into monthly payments.
Formula
The standard amortizing-loan formula converts price less down payment into monthly payments.
Step-by-step calculation
- Enter the labelled values and review the live result.
- The standard amortizing-loan formula converts price less down payment into monthly payments.
- Check the displayed result, then copy it if needed.
Worked example
A $30,000 vehicle with $5,000 down can be compared across rates and terms.
Risk guidance
Frequently asked questions
Does this tool send my inputs anywhere?
No. The interactive calculation runs in your browser and this site does not submit tool inputs to a backend.
How should I use the result?
Check that the entered units and values match your situation, especially around dates, breaks, and rounding.
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